Personal Risk Cover

This is cover which usually deals with one’s personal risks and assets. Covers which we usually offer
include: Buildings, household contents, all risk (phones. laptops, sport equipment, jewelry etc.), motor
vehicles and much more.

Commercial Risk Cover

This is cover usually offered to commercial enterprises. Covers which we usually offer include: Fire,
Buildings combined, office contents, motor vehicles, business interruption, theft, money, fidelity, goods-
in-transit, business all risks and more.

Group Life Family Takaful Cover

A product which has been specifically designed and developed as an alternative to life cover – it
provides a benefit to dependents in the event of the covered person’s death. Company employees,
institutions, Muezzins, Imams and community workers in general would qualify for the basic Takaful
Plan. Cover is based on a flat sum of either R25 000 or R50 000. Contributions start from as little as R21
per month per employee.

Commercial Risk Cover

We aim to prepare you for any unforeseeable and unexpected incidents that may affect your travel, for
example, medical emergencies, accidents, cancellation, travel delay, lost luggage and much more.

Religious Institutions

Religious institutions, by their very nature, need the support of society to protect the buildings and
assets of the institute. Money, limited theft, fidelity guarantee/trustees, power surge, transit of
contents, personal accident for employees, machinery breakdown and much more.

Cuisine Cover

Working with a variety of businesses within the sector has taught us that no two companies are the
same! Every restaurant, café, fast food franchise, has its own unique insurance requirements. Covers
which we usually offer include: Material damage, contents, specified all risk, crime, fidelity, business
interruption, deterioration of stock, machinery breakdown and interruption and much more.